Wednesday, April 30, 2014

NC bank pays $1 million to settle fraud complaint

Four Oaks Bank in Johnston County NC bank pays $1 million to settle fraud complaint April 29, 2014 15:42 EDT RALEIGH, N.C. (AP) -- Federal prosecutors say a North Carolina bank accused of promoting an illegal scheme to take money from consumers' bank accounts is paying $1 million to settle the complaint. U.S. Attorney Thomas Walker said Tuesday that Four Oaks Bank and Trust signed a consent order resolving a civil lawsuit with his office. The complaint said that between 2009 and 2013, Four Oaks used a third-party payment processor in Texas to help process transactions with fraudulent merchants. All told, Four Oaks permitted the processor to originate nearly 10 million debit transactions, for a total of more than $2.4 billion against consumers' bank accounts.






NC bank pays $1 million to settle fraud complaint

Four Oaks Bank in Johnston County NC bank pays $1 million to settle fraud complaint April 29, 2014 15:42 EDT RALEIGH, N.C. (AP) -- Federal prosecutors say a North Carolina bank accused of promoting an illegal scheme to take money from consumers' bank accounts is paying $1 million to settle the complaint. U.S. Attorney Thomas Walker said Tuesday that Four Oaks Bank and Trust signed a consent order resolving a civil lawsuit with his office. The complaint said that between 2009 and 2013, Four Oaks used a third-party payment processor in Texas to help process transactions with fraudulent merchants. All told, Four Oaks permitted the processor to originate nearly 10 million debit transactions, for a total of more than $2.4 billion against consumers' bank accounts.






Tuesday, April 29, 2014

WPD investigates scam targeting grandparents

WILMINGTON, NC (WWAY) -- Wilmington Police are investigating a credit card scam that conned two elderly victims out of $16,000.

Detectives say two Wilmington women, ages 78 and 83, told investigators that on April 8 young men posing as their grandsons on the phone told the women they needed bail money for DWI arrests. The women were then contacted by an person posing as an attorney requesting money be placed on Home Depot pre-paid credit cards. The victims were then asked to forward PINs and card numbers to the suspects.

After losing a combined $16,000, they each realized they had been scammed. Their grandsons had never been arrested.



WPD investigates scam targeting grandparents

WILMINGTON, NC (WWAY) -- Wilmington Police are investigating a credit card scam that conned two elderly victims out of $16,000.

Detectives say two Wilmington women, ages 78 and 83, told investigators that on April 8 young men posing as their grandsons on the phone told the women they needed bail money for DWI arrests. The women were then contacted by an person posing as an attorney requesting money be placed on Home Depot pre-paid credit cards. The victims were then asked to forward PINs and card numbers to the suspects.

After losing a combined $16,000, they each realized they had been scammed. Their grandsons had never been arrested.



NY lawmaker charged with fraud, cites 'witch hunt'

NEW YORK (AP) - Republican U.S. Rep. Michael Grimm, a former Marine and FBI agent who's been the target of a campaign finance investigation, was instead charged on Monday with evading taxes by concealing more than $1 million in sales and wages while running a small Manhattan restaurant - a case he called a political witch hunt meant to drive him out of office.

Grimm surrendered to FBI agents early Monday following a two-year investigation that initially focused on alleged attempts to bypass contribution limits. He pleaded not guilty through his lawyer in federal court in Brooklyn to mail, wire and tax fraud charges and was released on $400,000 bond secured by his Staten Island home.

The lawmaker, using a World War II memorial across the street from the courthouse as a backdrop, later accused prosecutors of leaking "all kinds of innuendos and accusations to support a political witch hunt" intended to "assassinate my character." He vowed to return to work in Congress while fighting the charges.

"I know I'm a moral man, a man of integrity," he added. "And I also know I have a lot more service and leadership to provide this country, and that's exactly what I intend to do."



NY lawmaker charged with fraud, cites 'witch hunt'

NEW YORK (AP) - Republican U.S. Rep. Michael Grimm, a former Marine and FBI agent who's been the target of a campaign finance investigation, was instead charged on Monday with evading taxes by concealing more than $1 million in sales and wages while running a small Manhattan restaurant - a case he called a political witch hunt meant to drive him out of office.

Grimm surrendered to FBI agents early Monday following a two-year investigation that initially focused on alleged attempts to bypass contribution limits. He pleaded not guilty through his lawyer in federal court in Brooklyn to mail, wire and tax fraud charges and was released on $400,000 bond secured by his Staten Island home.

The lawmaker, using a World War II memorial across the street from the courthouse as a backdrop, later accused prosecutors of leaking "all kinds of innuendos and accusations to support a political witch hunt" intended to "assassinate my character." He vowed to return to work in Congress while fighting the charges.

"I know I'm a moral man, a man of integrity," he added. "And I also know I have a lot more service and leadership to provide this country, and that's exactly what I intend to do."



Robo Caller

919-249-0338 2:18 PM Eastern
Number from Apex, North Carolina
The FBI has reported.......

Robo Caller

919-249-0338 2:18 PM Eastern
Number from Apex, North Carolina
The FBI has reported.......

Monday, April 28, 2014

Microsoft Internet Explorer Use-After-Free Vulnerability Being Actively Exploited

Microsoft Internet Explorer Use-After-Free Vulnerability Being Actively Exploited
Original release date: April 28, 2014

US-CERT is aware of active exploitation of a use-after-free vulnerability in Microsoft Internet Explorer. This vulnerability affects IE versions 6 through 11 and could lead to the complete compromise of an affected system.

US-CERT recommends that users and administrators enable Microsoft EMET where possible and consider employing an alternative web browser until an official update is available.

For more details, please see VU#222929.



Microsoft Internet Explorer Use-After-Free Vulnerability Being Actively Exploited

Microsoft Internet Explorer Use-After-Free Vulnerability Being Actively Exploited
Original release date: April 28, 2014

US-CERT is aware of active exploitation of a use-after-free vulnerability in Microsoft Internet Explorer. This vulnerability affects IE versions 6 through 11 and could lead to the complete compromise of an affected system.

US-CERT recommends that users and administrators enable Microsoft EMET where possible and consider employing an alternative web browser until an official update is available.

For more details, please see VU#222929.



Friday, April 25, 2014

Thieves break into bank, hack into computers and steal over £1.25 million…but get caught

NINE MEMBERS OF a gang which carried out a sophisticated cyber attack on banks in the UK , stealing just over £1.25 million by remotely controlling bank accounts, have been sentenced to a total of 24 years and nine months imprisonment.

Metropolitan Police say that the organised crime group also used bank and credit cards obtained from around one million intercepted or stolen letters to fraudulently purchase Rolex watches, designer jewellery and other high-value items, worth over £1 million.

The gang used a device known as a KVM switch to access and control Barclays and Santander bank accounts remotely on three occasions.



Thieves break into bank, hack into computers and steal over £1.25 million…but get caught

NINE MEMBERS OF a gang which carried out a sophisticated cyber attack on banks in the UK , stealing just over £1.25 million by remotely controlling bank accounts, have been sentenced to a total of 24 years and nine months imprisonment.

Metropolitan Police say that the organised crime group also used bank and credit cards obtained from around one million intercepted or stolen letters to fraudulently purchase Rolex watches, designer jewellery and other high-value items, worth over £1 million.

The gang used a device known as a KVM switch to access and control Barclays and Santander bank accounts remotely on three occasions.



Thursday, April 24, 2014

Suspected Robbers Extradited To Columbia County

The two suspected armed robbers arrested in Newnan last week were extradited to Columbia County on Monday to face numerous charges.

On Monday, authorities from Columbia County came to Coweta to interview the two suspects, Kevin Mitchell Abrams, 27, and Edward Earl Abrams, 38, and search their vehicle, which was a rental and was impounded after their arrest, said Lt. Col. Jimmy Yarbrough with the Coweta County Sheriff’s Office. Both men were wanted for the armed robbery of a restaurant in Columbia County, and authorities in North Carolina verified they are also suspects of a bank robbery in their state.

According to Yarbrough, during the investigation, Columbia County investigators found masks, gloves and firearms used in the restaurant’s robbery inside the rental vehicle along with an amount of suspected stolen money. After this, the two men were extradited to Columbia County on multiple charges, including armed robbery, kidnapping, false imprisonment, possession of a firearm by a convicted felon and possession of a firearm during the commission of a crime.



Suspected Robbers Extradited To Columbia County

The two suspected armed robbers arrested in Newnan last week were extradited to Columbia County on Monday to face numerous charges.

On Monday, authorities from Columbia County came to Coweta to interview the two suspects, Kevin Mitchell Abrams, 27, and Edward Earl Abrams, 38, and search their vehicle, which was a rental and was impounded after their arrest, said Lt. Col. Jimmy Yarbrough with the Coweta County Sheriff’s Office. Both men were wanted for the armed robbery of a restaurant in Columbia County, and authorities in North Carolina verified they are also suspects of a bank robbery in their state.

According to Yarbrough, during the investigation, Columbia County investigators found masks, gloves and firearms used in the restaurant’s robbery inside the rental vehicle along with an amount of suspected stolen money. After this, the two men were extradited to Columbia County on multiple charges, including armed robbery, kidnapping, false imprisonment, possession of a firearm by a convicted felon and possession of a firearm during the commission of a crime.



LulzSec's Sabu hacked foreign gov sites while under FBI control – NYT

Bank records to login information' dumped on feds' server, it's claimed

Ex-LulzSec chief Sabu orchestrated attacks on government computers in Iran, Syria, Pakistan and Brazil while under the control of the FBI, according to a New York Times investigation.

After he was apprehended and turned to became an FBI informant, Hector Xavier "Sabu" Monsegur encouraged fellow Anonymous hackers to hit foreign websites using a zero-day vulnerability in server-side software.

Data stolen during the hacking spree was then uploaded to a server that was secretly monitored by the Feds, it's claimed.

The allegations are based on copies of court documents as well as interviews with individuals linked to the network assaults by the New York Times.

Monsegur was arrested in September 2011, and since then he has been working with the Feds as an informant against his online brothers-in-arms. This only became public knowledge in March 2012. During the eight months in between, Sabu was coordinating a hacking spree by the LulzSec cyber-gang and elements of the wider Anonymous movement, all while pushing a list of targets on behalf of his US government handlers, it is claimed.



LulzSec's Sabu hacked foreign gov sites while under FBI control – NYT

Bank records to login information' dumped on feds' server, it's claimed

Ex-LulzSec chief Sabu orchestrated attacks on government computers in Iran, Syria, Pakistan and Brazil while under the control of the FBI, according to a New York Times investigation.

After he was apprehended and turned to became an FBI informant, Hector Xavier "Sabu" Monsegur encouraged fellow Anonymous hackers to hit foreign websites using a zero-day vulnerability in server-side software.

Data stolen during the hacking spree was then uploaded to a server that was secretly monitored by the Feds, it's claimed.

The allegations are based on copies of court documents as well as interviews with individuals linked to the network assaults by the New York Times.

Monsegur was arrested in September 2011, and since then he has been working with the Feds as an informant against his online brothers-in-arms. This only became public knowledge in March 2012. During the eight months in between, Sabu was coordinating a hacking spree by the LulzSec cyber-gang and elements of the wider Anonymous movement, all while pushing a list of targets on behalf of his US government handlers, it is claimed.



Immigration Fraud Alert

An imposter pretending to be an immigrations officer has targeted Herndon in the latest fraud to hit northern Virginia.

The fraudulent immigration officer has called two residents over the weekend, threatening to deport them over information in their immigration papers unless they give them a large sum of money, according to the Herndon Police Department.

The caller asks the victim to go to a gas station or convenience store and transfer a large sum of money into green dot prepaid cards, said Public Information Officer Lieutenant Jim Moore

“We actually had someone who actually fell for it and lost money this weekend,” he said. “They actually went to the convenient store and bought a lot of cards. They lost a lot of money.”

He declined to say how much money the victim paid. Also, he did not know how someone could get access to information about residents who have filed immigration forms.

Fairfax County Police Department and Loudoun County Police Department are also getting reports from residents.

Lt. Moore urges anyone who has received a call to contact their local police department. To contact Herndon PD, call 703-435-6846.

“If you are unsure whether or not the person you are speaking with is a legitimate representative of the U.S. Government, hang up and call the police. Do not agree to send money over the phone. If you have questions pertaining to your immigration status, you should report to your local immigration office and inquire in person,” according to a press release.



Immigration Fraud Alert

An imposter pretending to be an immigrations officer has targeted Herndon in the latest fraud to hit northern Virginia.

The fraudulent immigration officer has called two residents over the weekend, threatening to deport them over information in their immigration papers unless they give them a large sum of money, according to the Herndon Police Department.

The caller asks the victim to go to a gas station or convenience store and transfer a large sum of money into green dot prepaid cards, said Public Information Officer Lieutenant Jim Moore

“We actually had someone who actually fell for it and lost money this weekend,” he said. “They actually went to the convenient store and bought a lot of cards. They lost a lot of money.”

He declined to say how much money the victim paid. Also, he did not know how someone could get access to information about residents who have filed immigration forms.

Fairfax County Police Department and Loudoun County Police Department are also getting reports from residents.

Lt. Moore urges anyone who has received a call to contact their local police department. To contact Herndon PD, call 703-435-6846.

“If you are unsure whether or not the person you are speaking with is a legitimate representative of the U.S. Government, hang up and call the police. Do not agree to send money over the phone. If you have questions pertaining to your immigration status, you should report to your local immigration office and inquire in person,” according to a press release.



Firmware Update for Apple AirPort Devices



Apple has released firmware update 7.7.3 for AirPort Extreme and AirPort Time Capsule base stations with 802.11ac. The update addresses the OpenSSL "Heartbleed" vulnerability where an attacker may obtain memory contents.

US-CERT recommends that users and administrators review Apple Security Update HT6203 and apply the necessary update.

For more details and recommended actions regarding the OpenSSL "Heartbleed" vulnerability please see TA14-098A andHeartbleed OpenSSL Vulnerability.pdf



Firmware Update for Apple AirPort Devices



Apple has released firmware update 7.7.3 for AirPort Extreme and AirPort Time Capsule base stations with 802.11ac. The update addresses the OpenSSL "Heartbleed" vulnerability where an attacker may obtain memory contents.

US-CERT recommends that users and administrators review Apple Security Update HT6203 and apply the necessary update.

For more details and recommended actions regarding the OpenSSL "Heartbleed" vulnerability please see TA14-098A andHeartbleed OpenSSL Vulnerability.pdf



Koch Brothers Front Group Feeds Fox News Phony Figures On Voter Fraud

A report by Fox News alleges that “Over 40,000 voters are registered in both Virginia and Maryland.” It’s a shocking statistic that stirs fears of massive election fraud that could sway the results of pivotal campaigns and upset the balance of power in Congress.

There’s just one problem with this report: There is no evidence that any of it is true. Fox News cites as their source an organization (Watchdog.org) that purports to be a news enterprise, but is actually a strand of the tangled web of political and media affiliates funded by the notorious Koch brothers.

Watchdog.org provided Fox News with a story about voter registration in Virginia that implies that thousands of Virginia voters are illegally voting twice in Maryland, saying that…


“A crosscheck of voter rolls in Virginia and Maryland turned up 44,000 people registered in both states, a vote-integrity group reported Wednesday.”

In fact, the data referenced in the report only identifies registrations with similar names, but it does not assert that they are the same people. In addition, it would not be unusual to find numerous cases where people re-registered after having moved from Virginia to Maryland, which is perfectly legal so long as they do not cast votes in both precincts. Even the president of the group that provided the data acknowledges that…


“…the number of voters who actually cast multiple ballots is relatively small. In the case of Maryland and Virginia, he revealed that 164 people voted in both states during the 2012 election.”

Source and Full Story Here: http://www.newscorpse.com/ncWP/?p=12840




Koch Brothers Front Group Feeds Fox News Phony Figures On Voter Fraud

A report by Fox News alleges that “Over 40,000 voters are registered in both Virginia and Maryland.” It’s a shocking statistic that stirs fears of massive election fraud that could sway the results of pivotal campaigns and upset the balance of power in Congress.

There’s just one problem with this report: There is no evidence that any of it is true. Fox News cites as their source an organization (Watchdog.org) that purports to be a news enterprise, but is actually a strand of the tangled web of political and media affiliates funded by the notorious Koch brothers.

Watchdog.org provided Fox News with a story about voter registration in Virginia that implies that thousands of Virginia voters are illegally voting twice in Maryland, saying that…


“A crosscheck of voter rolls in Virginia and Maryland turned up 44,000 people registered in both states, a vote-integrity group reported Wednesday.”

In fact, the data referenced in the report only identifies registrations with similar names, but it does not assert that they are the same people. In addition, it would not be unusual to find numerous cases where people re-registered after having moved from Virginia to Maryland, which is perfectly legal so long as they do not cast votes in both precincts. Even the president of the group that provided the data acknowledges that…


“…the number of voters who actually cast multiple ballots is relatively small. In the case of Maryland and Virginia, he revealed that 164 people voted in both states during the 2012 election.”

Source and Full Story Here: http://www.newscorpse.com/ncWP/?p=12840




Tuesday, April 22, 2014

Ryan Ackroyd AKA Kayla of LulzSec

We recently got a chance to speak with Ryan Ackroyd, aka Kayla. Ackroyd was arrested in September of 2011 along with other members of LulzSec. He was released last month after serving 10 of the 30 months in which he was sentenced. Here is what Ryan had to say:

FreeAnons: So you were recently released. Could you tell us when and what are the terms of your release?

Ryan Ackroyd: I was released in February on Home Detention Curfew (HDC) which means that I have to wear an electronic tag and be home for 19:00 every night. I was supposed to be released before Christmas but they “lost my paperwork” and I had to start it allover again…

FA: For those unfamiliar with your case would you like to explain that in your own words?

RA: Back in 2011 I was arrested for my involvement in the attacks orchestrated by Anonymous, Lulz Security (LulzSec) and Operation Anti-Security. I was sentenced in 2013 to 30 months in prison of which I served 10 months. I am currently on TAG and have to abide by the rules of probation until 2015 when the sentence is complete. I have been handed a Serious Crime Prevention Order by the court which prevents;



Ryan Ackroyd AKA Kayla of LulzSec

We recently got a chance to speak with Ryan Ackroyd, aka Kayla. Ackroyd was arrested in September of 2011 along with other members of LulzSec. He was released last month after serving 10 of the 30 months in which he was sentenced. Here is what Ryan had to say:

FreeAnons: So you were recently released. Could you tell us when and what are the terms of your release?

Ryan Ackroyd: I was released in February on Home Detention Curfew (HDC) which means that I have to wear an electronic tag and be home for 19:00 every night. I was supposed to be released before Christmas but they “lost my paperwork” and I had to start it allover again…

FA: For those unfamiliar with your case would you like to explain that in your own words?

RA: Back in 2011 I was arrested for my involvement in the attacks orchestrated by Anonymous, Lulz Security (LulzSec) and Operation Anti-Security. I was sentenced in 2013 to 30 months in prison of which I served 10 months. I am currently on TAG and have to abide by the rules of probation until 2015 when the sentence is complete. I have been handed a Serious Crime Prevention Order by the court which prevents;



N. Carolina whistle blower resigns after meeting with chancellor

CHAPEL HILL, N.C. — Mary Willingham, the former learning specialist for athletes who exposed a long-standing academic fraud scandal at the University of North Carolina, is resigning at the end of the semester.

Willingham made the decision after an hour-long, closed-door meeting with UNC Chancellor Carol Folt on Monday. Willingham has been an adviser and instructor since leaving the athletes' tutoring program four years ago.

She confirmed her resignation in a short email to The News & Observer, but said she could not provide details until she posts grades for her students and talks to her attorneys and the university's human resources staff. In an interview last week, she said she had been weighing leaving the university after the semester ended.

Jay Smith, a history professor at UNC who is collaborating with Willingham on a book about the scandal, said she made the decision to resign after the meeting with Folt.

Smith said Folt spent much of the meeting berating Willingham for her comments about the scandal in recent months, which included interviews with national media that gave the scandal a wider audience and had become a major embarrassment for the university.

Source and Full Story Here: http://www.bellinghamherald.com/2014/04/21/3600649/n-carolina-whistle-blower-resigns.html


N. Carolina whistle blower resigns after meeting with chancellor

CHAPEL HILL, N.C. — Mary Willingham, the former learning specialist for athletes who exposed a long-standing academic fraud scandal at the University of North Carolina, is resigning at the end of the semester.

Willingham made the decision after an hour-long, closed-door meeting with UNC Chancellor Carol Folt on Monday. Willingham has been an adviser and instructor since leaving the athletes' tutoring program four years ago.

She confirmed her resignation in a short email to The News & Observer, but said she could not provide details until she posts grades for her students and talks to her attorneys and the university's human resources staff. In an interview last week, she said she had been weighing leaving the university after the semester ended.

Jay Smith, a history professor at UNC who is collaborating with Willingham on a book about the scandal, said she made the decision to resign after the meeting with Folt.

Smith said Folt spent much of the meeting berating Willingham for her comments about the scandal in recent months, which included interviews with national media that gave the scandal a wider audience and had become a major embarrassment for the university.

Source and Full Story Here: http://www.bellinghamherald.com/2014/04/21/3600649/n-carolina-whistle-blower-resigns.html


Saturday, April 19, 2014

Scaynes Hill cash machine fraud alert

The manager of the BP Service Station in Crawley Road, Scaynes Hill, is advising anyone who has used the ATM on site recently to check their statements.

Jay Patel told the Mid Sussex Times that an investigation had been launched after a number of customers had complained that they believed their cards had been cloned and used in America.

The operators of the LINK ATM, which is run independently from the service station, sent out an engineer to assess the machine and now CCTV is being checked.

Investigations are continuing and it has not been determined if the petrol station machine is responsible for the reported incidents.

However, Mr Patel, who said he was very angry and felt guilty - even though he is not responsible for the ATM - wanted to ensure people check their statements just in case they too had been victims of fraud.




Scaynes Hill cash machine fraud alert

The manager of the BP Service Station in Crawley Road, Scaynes Hill, is advising anyone who has used the ATM on site recently to check their statements.

Jay Patel told the Mid Sussex Times that an investigation had been launched after a number of customers had complained that they believed their cards had been cloned and used in America.

The operators of the LINK ATM, which is run independently from the service station, sent out an engineer to assess the machine and now CCTV is being checked.

Investigations are continuing and it has not been determined if the petrol station machine is responsible for the reported incidents.

However, Mr Patel, who said he was very angry and felt guilty - even though he is not responsible for the ATM - wanted to ensure people check their statements just in case they too had been victims of fraud.




Banks don’t have latest Microsoft system

Most banks have not changed their operating systems to the new Microsoft widows 7 and 8, exposing themselves to computer-generated attacks, the Microsoft Uganda manager has said.

Dennis Kahindi told journalists on Monday that only three banks out of the 26 in the country had changed their systems. Microsoft’s support for Windows XP expired last week, with the company warning of more cyber attacks and fraud.

Kahindi said most banks’ ATMs and networks were installed ten years ago with windows XP and they have since not changed. Even though the banks have not upgraded to the new windows system, they will continue normal operations but will be more susceptible to computer fraud risks.



Banks don’t have latest Microsoft system

Most banks have not changed their operating systems to the new Microsoft widows 7 and 8, exposing themselves to computer-generated attacks, the Microsoft Uganda manager has said.

Dennis Kahindi told journalists on Monday that only three banks out of the 26 in the country had changed their systems. Microsoft’s support for Windows XP expired last week, with the company warning of more cyber attacks and fraud.

Kahindi said most banks’ ATMs and networks were installed ten years ago with windows XP and they have since not changed. Even though the banks have not upgraded to the new windows system, they will continue normal operations but will be more susceptible to computer fraud risks.



Some mortgage originators accused of fraud remain in business

Adam Goulet, Joshua Hankins and Roger Moore were dealt what looked like professional setbacks when they lost their licenses to originate mortgages for homebuyers in North Carolina.

In separate cases, federal authorities said all three gave false information to lenders when they bought investment properties in Charlotte.

But all three remain in the mortgage business because of settlements with the N.C. banking commissioner. They are making loans from their Charlotte, N.C., offices for mortgages in about a dozen other states where they are licensed.

A federal law designed to increase trust in the mortgage industry has loopholes that allow loan originators accused of fraud to negotiate settlements and keep issuing mortgages in other states.

The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 requires states to participate in the Nationwide Mortgage Licensing System, a public database that shows the states where an originator is licensed. The database also shows whether an originator's license has been stripped or expired.

Source and Full Story Here: http://www.newsobserver.com/2014/04/18/3795042/some-mortgage-originators-accused.html?sp=/99/104/


Some mortgage originators accused of fraud remain in business

Adam Goulet, Joshua Hankins and Roger Moore were dealt what looked like professional setbacks when they lost their licenses to originate mortgages for homebuyers in North Carolina.

In separate cases, federal authorities said all three gave false information to lenders when they bought investment properties in Charlotte.

But all three remain in the mortgage business because of settlements with the N.C. banking commissioner. They are making loans from their Charlotte, N.C., offices for mortgages in about a dozen other states where they are licensed.

A federal law designed to increase trust in the mortgage industry has loopholes that allow loan originators accused of fraud to negotiate settlements and keep issuing mortgages in other states.

The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 requires states to participate in the Nationwide Mortgage Licensing System, a public database that shows the states where an originator is licensed. The database also shows whether an originator's license has been stripped or expired.

Source and Full Story Here: http://www.newsobserver.com/2014/04/18/3795042/some-mortgage-originators-accused.html?sp=/99/104/


Thursday, April 17, 2014

Be wary of ATM fraud

By Maura Possley, Illinois Attorney General's office
April 15, 2014 2 p.m.

Attorney General Lisa Madigan today alerted Illinois residents to an increased risk of unauthorized withdrawals on their accounts after banking regulators reported that hackers are circumventing controls on automated teller machines (ATMs) to make nearly unlimited withdrawals before banks can detect the fraud.

In recognition of Money Smart Week, Madigan is urging Illinois residents to be on the lookout for unauthorized withdrawals from their accounts in the wake of the disclosure, amid a series of massive data breaches at major U.S. companies including Target and Neiman Marcus.


“This recent wave of cyber attacks reinforces how important it is to monitor your accounts for unauthorized activity because it’s not a matter of if but when your financial accounts will be targeted by a criminal,” Madigan said.


Be wary of ATM fraud

By Maura Possley, Illinois Attorney General's office
April 15, 2014 2 p.m.

Attorney General Lisa Madigan today alerted Illinois residents to an increased risk of unauthorized withdrawals on their accounts after banking regulators reported that hackers are circumventing controls on automated teller machines (ATMs) to make nearly unlimited withdrawals before banks can detect the fraud.

In recognition of Money Smart Week, Madigan is urging Illinois residents to be on the lookout for unauthorized withdrawals from their accounts in the wake of the disclosure, amid a series of massive data breaches at major U.S. companies including Target and Neiman Marcus.


“This recent wave of cyber attacks reinforces how important it is to monitor your accounts for unauthorized activity because it’s not a matter of if but when your financial accounts will be targeted by a criminal,” Madigan said.


Lincoln County victims targeted by phone scams

LINCOLN COUNTY, N.C. -- A Lincoln County woman lost thousands of dollars in a national phone scam, according to the sheriff’s office.

Detectives began looking into the case last week.

The victim told police someone called her house portraying herself as the woman’s granddaughter. The woman’s actual granddaughter attends college in New Jersey.

The female suspect called crying, saying police stopped the car she was in and found marijuana. The caller said she needed $5,000 to post bond. A man claiming to be her attorney then got on the phone and asked that the money be sent to an address in Vandalia, Ohio.

The victim sent the check. It wasn’t until later she learned this story was a lie.




Lincoln County victims targeted by phone scams

LINCOLN COUNTY, N.C. -- A Lincoln County woman lost thousands of dollars in a national phone scam, according to the sheriff’s office.

Detectives began looking into the case last week.

The victim told police someone called her house portraying herself as the woman’s granddaughter. The woman’s actual granddaughter attends college in New Jersey.

The female suspect called crying, saying police stopped the car she was in and found marijuana. The caller said she needed $5,000 to post bond. A man claiming to be her attorney then got on the phone and asked that the money be sent to an address in Vandalia, Ohio.

The victim sent the check. It wasn’t until later she learned this story was a lie.




Charlotte man pleads guilty in federal court to charges linked to theft of $4M from employer

CHARLOTTE, North Carolina — Federal prosecutors say a Charlotte man who was controller and later chief financial officer of a Mint Hill business has admitted to stealing about $4 million from his employer.

The Charlotte Observer reports (http://bit.ly/1h0TBts) 39-year-old Nathan Thomas Mroz pleaded guilty in federal court to mail fraud. Investigators accused Mroz of taking the money over an eight-year period from Andersen Services, a heating and air conditioning company.



Charlotte man pleads guilty in federal court to charges linked to theft of $4M from employer

CHARLOTTE, North Carolina — Federal prosecutors say a Charlotte man who was controller and later chief financial officer of a Mint Hill business has admitted to stealing about $4 million from his employer.

The Charlotte Observer reports (http://bit.ly/1h0TBts) 39-year-old Nathan Thomas Mroz pleaded guilty in federal court to mail fraud. Investigators accused Mroz of taking the money over an eight-year period from Andersen Services, a heating and air conditioning company.



Wednesday, April 16, 2014

Robo Caller



919-300-7061 3:50 PM Location Smithfield North Carolina

Tried to sell me an extended warranty for my vehicle.

Teller Marketer



Robo Caller



919-300-7061 3:50 PM Location Smithfield North Carolina

Tried to sell me an extended warranty for my vehicle.

Teller Marketer



Tuesday, April 15, 2014

Man poses as IRS on the phone to create response

EPHRATA – An Ephrata police officer received a different message when he called a phone scam artist.

The scam began with a call to a man on Crest Drive. A voicemail message said it was the IRS calling and asking him to call them back “urgently,” according to Ephrata police records. The man called the police instead.



Man poses as IRS on the phone to create response

EPHRATA – An Ephrata police officer received a different message when he called a phone scam artist.

The scam began with a call to a man on Crest Drive. A voicemail message said it was the IRS calling and asking him to call them back “urgently,” according to Ephrata police records. The man called the police instead.



Second man sentenced for ID theft, tax fraud in Sunrise

The second of two men has been sentenced for his role in an identity theft and tax refund scheme targeting the retirement accounts of teachers and doctors, among others, according to U.S Attorney Wifredo A. Ferrer. Tobin Lamar Lyon, 27, of Charlotte, N.C., gave Martin the personal information of more than 500 people to claim fraudulent tax refunds totaling...

April 15--The second of two men has been sentenced for his role in an identity theft and tax refund scheme targeting the retirement accounts of teachers and doctors, among others, according to U.S Attorney Wifredo A. Ferrer.

Jeffrey Alexander Martin, 27, formerly of Sunrise, pleaded guilty to wire fraud conspiracy and aggravated identity theft. He was sentenced to more than eight years in prison followed by three years of probation, and was ordered to pay $197,088 in restitution, court records showed.

The stiff sentence was influenced by another arrest, since Martin's guilty plea, where he was found with gift cards that he had converted into credit and debit cards by encoding the credit card numbers and bank account information of identity theft victims, prosecutors said.

Tobin Lamar Lyon, 27, of Charlotte, N.C., gave Martin the personal information of more than 500 people to claim fraudulent tax refunds totaling $304,611 in 2011 and 2012. Martin received about $5,776 in refunds, evidence showed.



Second man sentenced for ID theft, tax fraud in Sunrise

The second of two men has been sentenced for his role in an identity theft and tax refund scheme targeting the retirement accounts of teachers and doctors, among others, according to U.S Attorney Wifredo A. Ferrer. Tobin Lamar Lyon, 27, of Charlotte, N.C., gave Martin the personal information of more than 500 people to claim fraudulent tax refunds totaling...

April 15--The second of two men has been sentenced for his role in an identity theft and tax refund scheme targeting the retirement accounts of teachers and doctors, among others, according to U.S Attorney Wifredo A. Ferrer.

Jeffrey Alexander Martin, 27, formerly of Sunrise, pleaded guilty to wire fraud conspiracy and aggravated identity theft. He was sentenced to more than eight years in prison followed by three years of probation, and was ordered to pay $197,088 in restitution, court records showed.

The stiff sentence was influenced by another arrest, since Martin's guilty plea, where he was found with gift cards that he had converted into credit and debit cards by encoding the credit card numbers and bank account information of identity theft victims, prosecutors said.

Tobin Lamar Lyon, 27, of Charlotte, N.C., gave Martin the personal information of more than 500 people to claim fraudulent tax refunds totaling $304,611 in 2011 and 2012. Martin received about $5,776 in refunds, evidence showed.



Monday, April 14, 2014

Jeffrey Martin sentenced in ID theft tax return fraud scheme

Broward County man gets 99 months in prison, ordered to pay restitution

Broward County man has been sentenced to more than eight years in prison for his role in a massive identity theft tax refund fraud scheme.

Jeffrey Martin, 27, was sentenced to 99 months in prison and ordered to pay $197,088 in restitution after pleading guilty to one count each of wire fraud conspiracy and aggravated identity theft.

Federal prosecutors said a co-defendant, Tobe Kasa, 27, of Charlotte, N.C., worked as a service representative for Teachers Insurance and Annuity Association - College Retirement Equities Fund, a financial services company specializing in providing retirement services to those in the academic, research, medical and cultural fields.



Jeffrey Martin sentenced in ID theft tax return fraud scheme

Broward County man gets 99 months in prison, ordered to pay restitution

Broward County man has been sentenced to more than eight years in prison for his role in a massive identity theft tax refund fraud scheme.

Jeffrey Martin, 27, was sentenced to 99 months in prison and ordered to pay $197,088 in restitution after pleading guilty to one count each of wire fraud conspiracy and aggravated identity theft.

Federal prosecutors said a co-defendant, Tobe Kasa, 27, of Charlotte, N.C., worked as a service representative for Teachers Insurance and Annuity Association - College Retirement Equities Fund, a financial services company specializing in providing retirement services to those in the academic, research, medical and cultural fields.



NC joined controversial voter cross-check program as other states were leaving

On April 2, 2014, leaders of North Carolina's state election board announced they had participated in a national program to verify voters run by Kansas' controversial secretary of state, Kris Kobach.

The results ignited a firestorm: Media outlets and Republican lawmakers quickly declared that plugging North Carolina's voter data into Kobach's Interstate Crosscheck program had revealed proof of "widespread voter fraud" and justified a host of voter restrictions passed in 2013.

But Interstate Crosscheck has been hounded by controversy since it launched in Kobach's office in 2005. Despite initial hysteria about alleged fraud -- as happened this month in North Carolina -- few actual cases of fraud have been referred for prosecution, as presumed cases of double voting in multiple states turn out to be clerical and other errors.



NC joined controversial voter cross-check program as other states were leaving

On April 2, 2014, leaders of North Carolina's state election board announced they had participated in a national program to verify voters run by Kansas' controversial secretary of state, Kris Kobach.

The results ignited a firestorm: Media outlets and Republican lawmakers quickly declared that plugging North Carolina's voter data into Kobach's Interstate Crosscheck program had revealed proof of "widespread voter fraud" and justified a host of voter restrictions passed in 2013.

But Interstate Crosscheck has been hounded by controversy since it launched in Kobach's office in 2005. Despite initial hysteria about alleged fraud -- as happened this month in North Carolina -- few actual cases of fraud have been referred for prosecution, as presumed cases of double voting in multiple states turn out to be clerical and other errors.



Spine Chilling Incidents of online Banking Fraud

A bank transfers money twice based on instructions from a hacked gmail account; Fraudster de-activates victim’s SIM card and transfers funds from bank so the victim doesn’t get SMS alerts; while another customer doesn’t get SMS alerts because the fraudster manages to change the mobile number in bank’s KYC document. Here are three live cases and what to do to keep yourself safe from such frauds


Online frauds, specifically in the field of online banking and credit cards are at an all time rise. Here again, the smaller, sub-`1 Lakh frauds hardly get any respite. And the key reason why victims don't get any justice is because of lower literacy amongst bankers with regards to various remedies available and the unduly trust that customers have toward their bankers. "As per information available with RBI, the total monetary loss suffered by Indians (as reported to RBI) is `54 crore during the year 2013-14 (up to September 30, 2013) and the amount of monetary loss in the cases registered by the CBI is `48.49 crore (up to November 30, 2013)", said Milind Deora, the Minister of State for Communications and IT, in a written reply to Rajya Sabha. 



Spine Chilling Incidents of online Banking Fraud

A bank transfers money twice based on instructions from a hacked gmail account; Fraudster de-activates victim’s SIM card and transfers funds from bank so the victim doesn’t get SMS alerts; while another customer doesn’t get SMS alerts because the fraudster manages to change the mobile number in bank’s KYC document. Here are three live cases and what to do to keep yourself safe from such frauds


Online frauds, specifically in the field of online banking and credit cards are at an all time rise. Here again, the smaller, sub-`1 Lakh frauds hardly get any respite. And the key reason why victims don't get any justice is because of lower literacy amongst bankers with regards to various remedies available and the unduly trust that customers have toward their bankers. "As per information available with RBI, the total monetary loss suffered by Indians (as reported to RBI) is `54 crore during the year 2013-14 (up to September 30, 2013) and the amount of monetary loss in the cases registered by the CBI is `48.49 crore (up to November 30, 2013)", said Milind Deora, the Minister of State for Communications and IT, in a written reply to Rajya Sabha.